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#PundiX July 2019 Monthly Activity Recap

Dear Pundians,
July was definitely a whirlwind! Over the last month, we hit several milestones — from being Samsung’s first fintech app in its blockchain ecosystem to organizing meetups in five cities across the globe, and so much more in between. Allow us to walk you through the specifics.
Product Development Telegram integration and crypto gift feature We are very excited to announce that X Wallet 2.0 is now available on Android and iOS. Using this version, you can integrate your Telegram contacts and send or receive crypto gifts. To make things easier, we set up an official Telegram chat group (https://t.me/pundixgift) for users (it’s currently the top Telegram chat according to combot.org). For more information, check out our feature.
Integration support for Verifone X990 US-based Verifone welcomed Pundi X with the integration of its X990 with our XPOS module. Through this partnership, users now have access to a wider network of retailers accepting cryptocurrency payments. Read more about it here.
Welcoming Samsung Blockchain Wallet We’re excited to be part of Samsung’s growing adoption of blockchain technology into their products. The Samsung Blockchain Wallet enables the use of decentralized apps on Samsung smartphones, making it easier for blockchain technology to penetrate the mainstream market. We are definitely privileged to be part of this important initiative.
On top of it all, our platform now supports 12 tokens, including native coins of three public chains, which are BNB, XEM and QTUM.
Merchant Adoption and Partnership Kapytal exchange, Mexico Last July 4, we were at the Blockchain Summit Latam 2019 in Mexico City to seal our partnership with Kapytal, a Mexican digital asset exchange. They will be the first official distributor for Pundi X in Mexico, having launched operations on August 1. Not only do they distribute XPOS and XPass cards, they also provide liquidity for merchants willing to cash out Mexican pesos to their bank accounts.
São Paulo, Brazil Pundi X continues to make waves in Brazil, with five new newsstands adopting the XPOS in the center of São Paulo.
Lounge X, Korea Robot-powered café Lounge X located in Seoul, South Korea, now welcomes crypto payments via XPOS. It’s a highly advanced café with a robot barista and a robot server, and the addition of XPOS to its tech-drive operations is definitely a plus for the café and Pundi X. The restaurant of the future is now here.
Event and communities XBlockchain Meetups: Hanoi, Tokyo, Johannesburg, Dubai, and Istanbul In July, we’ve co-organized a series of XBlockchain meetups to spread the awareness of the blockchain technology, Function X and Pundi X development progress. The purpose is to seek the collaboration opportunities with various blockchain communities and businesses. July 4: Pundi X partnered with Coin 98 and Function X for a XBlockchain Meetup at the VCC Exchange in Hanoi, Vietnam. July 6: Pundi X hosted a XBlockchain Meetup with Function X, Kyber Network and VeChain Japan Community in Tokyo, Japan. July 20: Pundi X together with the Dosh Exchange and the Project Tubu successfully finished a XBlockchain Meetup in Johannesburg, South Africa. July 24: Pundi X met with major partners at the Astrolabs XBlockchain Meetup Dubai. July 30: Last XBlockchain Meetup in July was held in Istanbul, Turkey with Koophub. Thank you for our partners and those who participated the meetups!
Mobile 360 Africa Pundi X CEO and Co-Founder Zac Cheah was at Mobile360 Africa last July 16 to share his insights on the topic, “How Blockchain Steers Technology of The Future” and showcase the blockchain technology that Function X is capable of. Held in Kigali, Rwanda and organized by GSMA, Mobile360 highlighted key initiatives in the mobile landscape and in relation to the UN’s Sustainable Development Goals.
Afro Asia Fintech Festival 2019 In the same week of Mobile 360 Africa, the Pundi X team also went to Nairobi with the Monetary Authority of Singapore to join Afro Asia Fintech Festival from July 15–16. We met important ministers, regulators, bankers, and enterprises to discuss collaborations for the development of the fintech landscape in Africa.
World Cities Summit Joao Victor Mendes, LATAM Country Manager of Pundi X shared what our team has been up to at the World Cities Summit | Mayors Forum 2019 in Medellin, Colombia on July 13.
Blockcrypto Brazil Joao was also at Blockcrypto Brazil to share how Function X works. At the conference, we set up a booth where participants experienced how to top up Bitcoin using XPOS.
MakerDao, DigiX and Pundi X joint meetup in Seoul We also held a successful joint meetup between MakerDao and DigiX in Seoul on July 13, as a way to strengthen our community in the city.
Binance/Pundi X Meetup in Medellín Binance met with Pundi X last July 10 in Medellin, Colombia, as a way to further the partnership and conversation between the two companies.
Community AMA Q2 Quarterly report We are grateful to those who joined our AMA Session with Zac Cheah, who was happy to report some of Pundi X’s highlights over the last quarter and announce our upcoming activities.
Binance Italian Telegram Group We’re also joined AMA hosted by the Binance Italian Telegram Group and gave out 3,000,000 NPXSXEM as crypto gifts to those who participated.
Pink Care Token Alliance with Binance Charity Foundation Period poverty is a reality, that’s why Binance Charity Foundation initiated Pink Care Token (PCAT) a stablecoin aimed at sponsoring feminine hygiene products for young women in the underdeveloped world. Pundi X has joined PCAT to help Binance Charity Foundation to achieve the goal.
CryptoGift Drop Event To celebrate NPXSXEM migrating to Binance Chain, we have held five days of CryptoGift Drop Even from July 17–21 by giving out a total of 14,000,000 NPXSXEM to the selected Telegram groups.
Q2 Removal of 34 billion of NPXS and NPXSXEM tokens On July 14, we completed the removal of 5 billion NPXS and 29 billion NPXSXEM tokens for Q2 2019. We’ve included the amount of NPXS and NPXSXEM converted to FX tokens in May. The conversion of NPXS and NPXSXEM was completed on July 15 and will continue removing these converted tokens per scheduled. Below is the overview of the conversion result.
Migration to Binance Chain and DEX listing proposal submission Announced on June 21, the migration of NPXSXEM BEP2 tokens has started in July. The current total supply of NPXSXEM is 67,725,825,819.45 and will be swapped 1:1 to the Binance Chain, becoming BEP2 tokens. Meanwhile, we also submitted NPXSXEM listing on Binance DEX proposal. Thanks to the support of our community, the proposal has received over 3500+upvotes. As the voting also requires Binance Chain Validators, we are awaiting for the listing result at this moment.
Full: https://medium.com/pundix/monthly-report-a-recap-of-activities-in-july-2019-7585e1488601
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4 Sub-$10 Million Market Cap Coins Worth Keeping An Eye On

1. Spectrecoin ($XSPEC) – $8.6 Million

What is Spectrecoin?

Utilizing a “range of proven cryptographic techniques” to achieve anonymous, untraceable, and un-linkable transactions, Spectrecoin is a secure Proof-of-Stake cryptocurrency enabling rapid P2P transactions and network privacy. Specifically, Spectrecoin is pulling out all the stops in order to protect user identity through their integration of:
At its core, Spectre’s dual coin system sanctions four fundamental types of privacy and anonymity transactions, XSPEC > XSPEC, XSPEC > SPECTRE, SPECTRE > SPECTRE, and SPECTRE > XSPEC, providing a plethora of transaction options for every type of user.
And finally, if you’re looking for the TLDR (too long, didn’t read), Spectrecoin notes the best way to understand SPECTRE is to think of Bitcoin + Proof-of-Stake.v3 + anonymous transactions (similar to Monero) + Tor (for IP obfuscation).

Why You Should Keep an Eye On XSPEC

Unlike several other privacy coins which merely provide a Tor proxy—availing users to potential malicious exit nodes—Spectrecoin is fully integrated with Tor, a reliable and tested network providing one of the largest pools of IP addresses for confidentiality and untraceability.
Coupled with staking, set at a 5% minimum per year, Spectrecoin offers a unique proposition (the only one in blockchain) for users looking to earn rewards while remaining anonymous by staking anonymous coins while generating more, fresh anonymous ones.
Furthermore, for those looking for affirmation of Spectrecoin’s commitment to anonymity, not even the developers know each other’s real names—something that would have made walking away from a lacklustre ICO (which only raised 16 BTC at $600/700 per BTC) all too easy.
Spectre has emphasized organic growth without an excessive and aggressive marketing push, opting instead for a working product and timely improvements to meet the ever-changing privacy arms race. And, with their funding gap set around £19,000, users can take solace in knowing the project isn’t an outright cash grab asking for millions to further tenuous goodwill—like far too many projects in the cryptosphere.
At time of writing, XSPEC is listed on CoinMarketcap at US$0.41 or 5,970 Satoshis.
Finally, if you’re wondering how Spectrecoin stacks up to other privacy coins, such as Monero, PIVX, and Zcash, check out this comparison chart.

2. FundRequest ($FND) – $1 Million

What is FundRequest?

In an age where open source software is an integral component for institutional, government, and nonprofit function and growth, there unfortunately remains a hindering factor—a cohesive, transparent, and styled request and transaction flow.
Cue FundRequest, a decentralized marketplace for open source collaboration and catalyst for global open source sharing and circulation, empowering organizations, government, and other entities to:
Need to brush up on what exactly ‘open source’ means? The Open Source Initiative describes the concept of ‘open source’ as a tool which “enables a development method for software that harnesses the power of distributed peer review and transparency of process.”
For example, a requesting organization (referred to as the funder) will allot set funds—stored in a smart contract (i.e., escrow)—in order to tackle an open source issue, which is then picked up and solved by a developer (the solver). In order to eliminate malicious behavior, FundRequest requires solvers to “have skin in the game,” by staking proportional valued funds, all released and claimed once the issue is solved.
Simply put, FundRequest is the go-to facilitating and incentivization platform (similar to Airbnb and Uber) for funding, claiming, and rewarding open source commits and contributions, leading to an enriched and more collaborative open source ecosystem.

Why You Should Keep an Eye On FND

With an estimated US$60 billion-plus in savings per year for organizations and institutions, thanks to open-source software and technology adoption, FundRequest is set to act as the glue which connects all dispersed and integral parts and actors. Traditional software, prohibitive costs, and predatory vendor practices are proving not to be conducive towards maximal technological growth and development, as most people and organizations just simply can’t afford or maintain it.
Plus, with a clear push by both private and public sectors to leverage community-based software for development and distribution over the last decade, it’s expanding at rapid pace. In 2018, it’s approximated over 50% of European and North American companies utilize open source software for “crucial applications,” along with over 50% of American government organizations.
This is no small industry.
GitHub alone boasts over 24 million users (more than 8 times their user base five years ago), and it’s estimated that in the EU and United States combined, there’s over 160 million persons working as freelancers and independent contractors in what’s known as the “gig economy.” And that’s just the tip of the iceberg, with over 60% of online gig economy workers accounted for in Asia.
As of August 1st, FND’s price sits at right around US$0.03 or 472 Satoshis.
Finally, for open source projects and ERC-20 token projects looking to increase development capacity, consider checking out FundRequest for potential partnerships. Already in their short tenure, FundRequest has partnered with:

3. COSS ($COSS) – $7.7 Million

What is COSS?

Redefining convenience, simplicity, and compatibility, and short for the “Crypto One-Stop Solution’ exchange and platform, COSS is the native token and liquidity attraction tool of the Singapore-based exchange, boasting some of the most popular altcoins on the market while enabling users to receive weekly payouts in “dust” for all traded tokens.
Specifically, COSS is looking to provide more than just a simple, fast, and secure cryptocurrency trading exchange—they’re building a borderless, digital economical system to bring cryptocurrencies to the masses via:
Ultimately, COSS is looking to shake up the cryptocurrency exchange ecosystem through improved user experience, heightened product and feature functions, and a comprehensive foundation for employers, startups, companies, and traders to build towards a more accessible and mainstream cooperative blockchain community.

Why You Should Keep an Eye on COSS

With the rapid and gargantuan successes enjoyed by both Kucoin and Binance in 2018, crypto exchanges employing user-friendly token incentivization models are becoming a go-to for users looking to generate passive income while diversifying their crypto portfolio.
However, unlike other cryptocurrency exchanges which have lowered their daily fee splits to nominal amounts, COSS has stayed true towards user rewards, keeping their daily percentage at 50%—paying out the respective dividends via a decentralized autonomous organization, ultimately guaranteeing an immutable percentage.
In order to stay competitive in the present-day blockchain ecosystem, COSS’s whitepaper notes a minimum of 3-5 new features implemented per quarter. In the past several months, below are just several of their most notable achievements:
And, if you’re looking to know what COSS’s endgame here is, their goal is to shift completely towards a decentralized autonomous organization (DAO) in the future, where governance and decision making is outlined in code and run by a peer-to-peer network.
Currently, COSS’s price is listed at US$0.06 or 935 Satoshis on Coinmarketcap.
Finally, if you’re curious about COSS’s fee sharing, check out the COSS fee share calculator, which provides an accurate picture of your monthly exchange fee earnings relative to the amount of COSS owned. One Reddit user recently posted, and provided a screenshot, showing the COSS annual dividends to be at nearly 10% per year.

4. Lamden ($TAU) – $6.9 Million

What is Lamden?

Named after the Sherpa language word meaning “to guide,” Lamden is staying true to its name by easing the creation and deployment of dapps and custom blockchains.
At its core, Lamden is providing a suite of developer tools mimicking “modern development processes in such tech stacks as Node.js or Python.” Simply put, Lamden is supplying the building blocks for experienced and amateur blockchain developers alike, enabling organizations and enterprise to skirt the energy and time costs of hiring and training expensive blockchain developers—ultimately speeding up efficiency and reducing overhead costs.
Lamden is broken up into three fundamental sections, which all are in furtherance of project depth and the deployment of hyperfast blockchains for developers to not only experiment with, but test and deploy across other blockchain systems and platforms:
Furthermore, Lamden supports the Ethereum network and Bitcoin-based blockchains at present, and boasts zero transaction fees and free chain-to-chain payments in exchange for chain allocation a specific amount of bandwidth for confirming payment channel transactions—meaning that its users are able to transact for free as a result of corporate entities bearing the network load and processing.

Why You Should Keep an Eye On TAU

Having released their ‘Cilantro’ testnet alpha in February 2018, Lamden has since hit the ground running, rolling out their first version of Clove soon after and tackling the necessary tune-ups and improvements in preparation of their mainnet launch in Q4 2018. Lamden’s mainnet is set to utilize a unique combination of Delegated Proof-of-Stake (DPoS) and the BFT Protocol, and will scale to process nearly 10,000 transactions per second.
Moreover, in April 2018, Lamden announced the creation of LamDEX, their own decentralized cryptocurrency exchange and platform, where users will be able to stake their TAU—the native token of the Lamden platform—to act as a market maker, allowing for a cohesive back and forth across the TAU pair at prices faintly above and below market cost, ultimately generating rewards.
With a rather daunting and tedious task ahead for anyone looking to utilize and incorporate existing smart contracts—which involves the manual searching for such on GitHub (a general repository website)—Lamden is truly adding value to blockchain and application development through their smart contract repository. Unlike GitHub, Lamden supports dependencies, versioning, and security, all essential elements for a quality package manager.
Doing so adds not only convenience, but practicality to smart contract packages and implementation, and stands to save enterprise and organizations both exorbitant developer costs and time.
If you’d like to learn more about Lamden’s developer tool suite, check out this complete overview from their blog.
At the time of writing, Lamden’s price according to Coinmarketcap is US$0.04 or 699 Satoshis.
To get a better picture of Lamden and their blockchain development tools ecosystem, check out this explanatory YouTube video from their channel.
Final Thoughts
Risk is inevitable when investing in crypto and blockchain projects. However, as long as you are cognizantly defining parameters for absorbing such risk, then diversifying your portfolio with smaller capped projects can be an effective way to realize value.
Whether you’re looking for a user-friendly exchange to purchase crypto directly with fiat from (and earn dividends for loyalty) or wanting to execute anonymous and secure transactions with a P2P coin, the aforementioned projects are all bringing value to the crypto sphere through their overhaul of ineffective traditional mechanisms and institutions.
Make sure to stay calm and collected during this bear market, associate yourself with quality projects that you think are bringing actual value to severely flawed industries, and remember, having a little gamble in you never hurts (as long as it’s properly accounted for).
Source: https://www.investinblockchain.com/sub-10-million-coins/
B0x: Gustafio
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